If you have a credit score or other financial complaint regarding unethical or illegal behavior by a bank, mortgage lender, or any other finance company in Massachusetts and feel that unethical behavior has occurred, here is the contact information for the appropriate authorities:

Division of Banks
Office of Consumer Affairs and Business Regulations
One South Station
Boston, MA 02110
Tel: (617) 956-1500
Toll Free: 1-800 495-2265 (within Massachusetts only)
TTY: (617) 956-1577
Fax: (617) 956-1599
www.mass.gov/dob/
E-mail: www.mass.gov/dob/complaint.htm

Here is the contact information for the 3 major credit bureaus in Massachusetts:

 Equifax: 1-800-525-6285; www.equifax.com; P.O. Box 740241, Atlanta, GA 30374-0241

Experian: 1-888-EXPERIAN (397-3742); www.experian.com; P.O. Box 9532, Allen, TX 75013

TransUnion: 1-800-680-7289; www.transunion.com; Fraud Victim Assistance Division, P.O. Box 6790, Fullerton, CA 92834-6790

Here is the link to The Federal Trade Commissions website in the even that your financial identity has been stolen and has adversely harmed your credit score:

Federal Trade Commission identity theft checklist

Other related Massachusetts resources:

Massachusetts Mortgage Refinancing

Find the best home mortgage refinancing rates available in Massachusetts. Many second mortgage articles, second mortgage news, a glossary of mortgage terms, and a comparison of home mortgage refinancing lenders.

Massachusetts Home Equity Loan

The equity in your home can be a source of funds in a time of need. If you currently have a low rate on your home mortgage, it is doubtful that you would want to refinance the entire balance just to get additional funds. If so, a home equity loan is the solution for you.

Massachusetts Second Mortgage

With rising interest rates, it makes financial sense to simply get a second mortgage rather than refinance your entire home mortgage. If you need to borrow against the equity in your home, a second mortgage is likely the solution you need.

Massachusetts Bad Credit Loans

If your credit has been hurt in the past by the loss of a job, a serious medical problem, or many of the other unfortunate events that happen in life, there is hope. You can still get a second mortgage  even with bad credit. This site provides you with the necessary resources.

Massachusetts Equity Loan

Are you thinking of borrowing against the equity in your home? Don't want to give up the current low interest rate on your home mortgage? If so, an equity loan is your answer. This site provides all the information you need to find the best equity loan in Massachusetts.

Massachusetts First Time Home Buyer Programs

If you have never owned a home, and this will be your first, you need to research the resources available to you. For most first time home buyers, the required down payment and closing costs are the biggest hurdle in qualifying for a home mortgage. There are low-interest loans and outright grants of free money to help first time home buyers qualify for a home mortgage. These programs are available right here in Massachusetts. Definitely worth your time to investigate the possibilities if you are a first time home buyer.

Massachusetts Government Resources

The official website of the State Government of Massachusetts. Contact your governor, state representatives, and congressmen and senators any time you read in the news a proposed law that will have negative impacts on your home or home mortgage.

National Association of Realtors

You'll find information about the most current top real estate news stories, the current trends in the national and local real estate markets, information on upcoming proposed laws and changes in regulations relating to real estate, a research section, and piles and piles of information pertaining to home mortgages.

Massachusetts Home Mortgage

The best site for home mortgage information in Massachusetts. Articles on home mortgages and real estate lending, comparisons of the different home mortgage lenders in Massachusetts, home mortgage news, and all the resources you need to find the best home mortgage available to you.

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